I want a bailout! Do I have to be a corporation to get a bailout?Yesterday, we had to scrape up $4.00 to bring our bank account into the positive by 3PM or we would have to pay yet another $35.00 overdraft fee. I was also reminded by the teller that online account information is usually not in real time, nor does it post in order, and if we kept a register of our own, we would know that. I asked this 12-year-old teller what online banking was for if it did not accurately reflect the bank's actual records?
"Um, you can pay your bills online and compare it with your own registers," she said.
"I understand," I said kindly. "Thank you so much for your help."
So, I guess, like, online banking is like, such a total deception to people like me, right? Because we totally think that the online information is accurate, but it's like, totally not. (hey, at least the 12-year-old can balance her checkbook) But really, that's my husband--I'm actually the type of person that lets my husband do the finances while I knit. I am such a step backward for the whole women's rights movement.
More than a bailout, Will and I just really need to get our heads out of our a$$es. The two-month separation, and frankly, the whole adventure in AK cost us. We came out of it even and have not been able to accomplish our goal of returning to school. I'm afraid the same thing will happen next year. Will and I don't really want to hassle with AK, but we feel like the momentum of what we started will pull us back that way anyway. Unless we decide now that we want to stay here for the next year and work until the debt is all gone.
How many times have I told Will that I want to stop moving around? This wasn't the plan. We're so off base, and the BOTH of us are mutable--give us even a small crack, and we leak right out of the bucket! I feel like a kid lost in a department store--like I should just stay where I am until stability finds me. More than that, I feel like I should be an adult, quit being mutable and start being more responsible. Such behavior is LONG overdue.
Will seems to be very much like me in decision-making. He allows (and almost requires) his circumstances or other people's needs to determine his choice of path. It's aggravating. I'm aggravated that I do it too, and it's debilitating to our lives. I don't know--the last time I tried to make a bold decision and force Will to move ahead, I got the big, bad blame for all our woes, both financial and emotional. It's so difficult and slow communicating and making decisions as a couple.
Ugh. "With what shall I fix it, dear Krista...?"
2 comments:
I hear you, man. Marital decision making can be a very slow, difficult process.
I don't know from beans about being married, but I have frequently been the one who had to make the decisions and bear the burdens. It's about being a grown-up to put the foot down, say that this way is only leading to grief and that a new way must be found.
As for online banking, I know this sounds very simple and cross my heart I'm not trying to talk down to you, but a buffer is the greatest thing. You'll never have to worry about scraping together $4 again if you can keep track of your budget and if it gets below, say, $10, to hit the Red Button and say "No more spending NOW".
It's hard but you're strong and clever and resourceful. Be a woman, tell Will to grow up some and make me proud! ;)
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